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The web site states the following, "The National Association of Certified Credit Counselors NACCC provides training and certification for credit, debt and housing counseling professionals." I noticed that the web site also stated " Our mission is to increase professionalism, standards, ethics, and positive recognition in the financial counseling industry." They also said " We believe that financial counseling represents an important consumer service and that education is the key for enhanced on-the-job effectiveness, employment satisfaction, and client retention." The meta header had place your keywords here as the first optimized keyword.